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OrbisMoneta

Digital Currency Hub

Bank-Ready Digital Money Infrastructure

A secure, scalable and interoperable platform for issuing, managing and operating digital currency, tokenized deposits and programmable money within regulated financial ecosystems.

A lit bulb on a pedestal at the centre of six linked fields — digital money, tokenized finance, open finance, programmable money, AI and intelligent finance, and emerging infrastructure
  • Security by DesignBuilt with privacy, compliance and resilience.
  • InteroperableWorks across networks, rails and systems.
  • ScalableEnterprise-grade infrastructure for unlimited scale.
  • Enterprise ReadyHigh availability, SLA-backed and production proven.

Core capabilities

A unified suite of capabilities to build, run and scale modern financial infrastructure.

  • Digital Wallet

    Bank-grade wallets for individuals and institutions.

  • Token Management

    Issue, distribute and manage digital tokens with fine grained controls.

  • Transaction Processing

    High performance real-time transaction processing.

  • Programmable Money

    Define conditions and automate financial workflows.

  • Security & Compliance

    Enterprise-grade security with cryptography and auditability.

  • Interoperability

    Cross-rail interoperability with legacy systems and modern payment networks.

  • Operations

    Monitoring, alerts, reconciliation and operational controls.

  • APIs & Integration

    RESTful APIs and SDKs for seamless bank, merchant, corporate, government and PSP integrations.

Technology stack

Built on the latest technology stack to deliver high scalability, modularity, security and operational excellence.

  • Cloud-Native Microservices

    Modular, resilient and scalable architecture.

  • API-First Architecture

    Secure, well-documented, easy to integrate.

  • Event-Driven Platform

    High throughput and real-time processing.

  • High Scalability

    Auto scaling, distributed & fault-tolerant.

  • Built for Security

    Zero trust, encryption, RBAC ready and audit enabled.

  • Interoperability

    Cross-rail, cross-border, multi-currency connectivity.

  • Enterprise Ready

    Observability, audit trails and comprehensive monitoring.

Designed for mission-critical, vault-like reliability and deployed with regulated financial environments.

Deployment models

Flexible deployment models to meet your security, regulatory and operational needs.

  1. 01

    Private Cloud

    Deploy within a bank-controlled private cloud environment with greater control over data, security and infrastructure.

  2. 02

    Public Cloud

    Deploy using secure cloud-native architecture on hyperscale platforms.

    Supported environments

    • AWS
    • Microsoft Azure
    • Google Cloud
  3. 03

    On-Premise / Bank Data Centre

    Deploy within the institution's own data centre where regulatory, data residency or infrastructure policies require local deployment.

Commercial models

Licensed to run in your own environment, or delivered as a fully managed platform.

  • License Edition

    Deploy in your own data center or private cloud environment, with full control, customization and data ownership.

  • Hosted Platform(Platform as a Service)

    Accelerate go-to-market with a fully managed, cloud hosted platform. We handle infrastructure, scalability, uptime and operations.

One Platform. Endless Possibilities.

Enabling commercial banks to deliver Retail CBDC services to every participant in the digital economy.

The Digital Currency Hub at the centre of the retail CBDC ecosystem, integrated with Central Bank infrastructure above and serving commercial banks, retail customers, government, merchants and corporates around it

Drag the diagram sideways to read it in full.

Central BankRetail CBDC Infrastructure — connects by secure integration to the OrbisMoneta Digital Currency Hub™, Retail CBDC Platform for Commercial Banks. Commercial Banks: Operate, distribute and manage Retail CBDC services through a single, integrated platform. It serves Retail Customers — Digital currency wallets for everyday payments, transfers and financial services. Government — Enable efficient disbursements, subsidies, tax refunds and public sector payments. Merchants — Accept digital currency payments seamlessly with real-time settlement. Corporates — Streamline collections, supply chain payments and corporate transactions.
  • SecureEnterprise-grade security across all layers.
  • ScalableBuilt to handle millions of users and transactions.
  • ModularLoose coupling for flexibility and faster evolution.
  • Cloud-NativeDesigned for cloud agility and modern operations.
  • CompliantBuilt for regulated financial ecosystems.
  • Future-ReadyBuilt for the future of digital money and finance.

Built for the future of money — Secure. Interoperable. Scalable.

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