The People Building OrbisMoneta

Sanjay Bhoite is a financial infrastructure strategist and product innovation leader with nearly 30 years of global experience across payments and financial technology. He has worked with 75+ banks and financial institutions, as well as central banks and national payment and clearing organizations, across India, the UK, USA, the Middle East, and Africa.

His expertise spans CBDC, RTGS, UPI, ACH/Nacha, NACH, US RTP, payment hubs, instant payments, cross-border payments, ISO 20022, liquidity management, digital currencies, and next-generation financial platforms. He has also driven global product strategy, market entry, and commercialization for payment solutions through his earlier venture, including the creation of an award-winning 0-to-1 NACH platform.

At OrbisMoneta, Sanjay leads product strategy, innovation, technology, and market strategy, transforming emerging trends in digital money, tokenization, AI, and financial interoperability into enterprise products and platforms for the Future of Finance.

Prasanna Lohar is an award-winning CXO, banking and financial-services transformation leader with 25+ years of experience across banking, payments, microfinance, technology and fintech. His career spans DCB Bank, Union Bank of India, Worldline, Mastek, Samsung Research, EY and leading fintech organizations, with deep expertise across digital banking, core banking, payments, cards, lending, mobile banking, API banking, enterprise architecture and digital transformation. As former Chief Innovation Officer, Chief Digital Officer and Enterprise Architect at DCB Bank and Innovation & Transformation Advisor to Union Bank of India, he has led technology-driven innovation across the financial-services ecosystem.

At OrbisMoneta, his work combines banking and financial-services expertise with AI, Blockchain, Web3, CBDC, tokenization, Open Banking and Digital Public Infrastructure, helping banks, fintechs and institutions build the next generation of financial ecosystem.

Shiva Kumar is a senior financial technology and payments executive with extensive international experience spanning central banks, global payments infrastructure, banking, consulting and digital assets. His career includes leadership roles at Ripple, SWIFT, Accenture, Standard Chartered Bank and the European Central Bank, giving him a distinctive perspective across traditional financial infrastructure and the emerging digital financial ecosystem.

At OrbisMoneta, he leads Europe strategy and strategic partnerships, focusing on digital currencies, CBDCs, tokenization, real-time payments and next-generation financial infrastructure, while building relationships and business opportunities across the European financial ecosystem.

Swapnil is a technology and architecture leader focused on designing and building scalable, secure and enterprise-grade financial technology platforms. He brings expertise across software architecture, distributed systems, cloud-native technologies, integration platforms and engineering strategy.

At OrbisMoneta, Swapnil leads the company's technology vision, enterprise architecture and engineering strategy, shaping the technology foundation for its next-generation financial infrastructure platforms. He is responsible for defining the technology roadmap, building the engineering organization and architecting resilient platforms across payments, digital currency and financial infrastructure.